
Welcome to the January 2008 Insurance Netletter.
In this issue:
Please contact Nigel Trevethan or any member of our Insurance Practice Group with any questions about the cases in our netletter. A version of this netletter is published twice per month on Quicklaw.
About this Newsletter
The Harper Grey LLP Insurance Netletter provides a monthly review of new cases and emerging issues in Canadian insurance law. These summaries are not legal opinions. Readers should not act on the basis of these summaries without first consulting a lawyer for analysis and advice on a specific matter.
Automobile insurance
Underinsured motorist - Benefits - Exclusions - Family compensation and fatal accident claims - Third parties - Statutory - interpretation - Insured person, definition; Liability insurance - Motor vehicle accidents
In British Columbia an insured is entitled to $1,000,000.00 of underinsured motorist protection. In an action commenced under the Family Compensation Act, the total entitlement to underinsured motorist benefits remains at $1,000,000.00, despite the fact that there may be more than one insured entitled to damages in the action.
Comprehensive General Liability
Commercial general liability insurance - Coverage - Interpretation of policy - Exclusions - Your work / product exclusion - Property damage
A commercial general liability policy includes coverage for materials constructed by a sub-contractor.
Policies & Insurance Contracts
Policies and insurance contracts - Interpretation of policy - Terms of policy - Deductable; Property insurance - Leases - Exclusions
Lincoln Canada Services LP ("Lincoln") leased a building from First Gulf Design Build Inc. ("First Gulf"). A sprinkler leak occurred and Lincoln sustained a loss of $72,153.17. This was less than the deductible under its insurance policy.
For comments or suggestions, please contact:
| Nigel L. Trevethan Insurance Law Group Chair Harper Grey LLP Barristers & Solicitors |
t: 604.895.2821 |






