Automobile insurance

Insurance law - Automobile insurance - Policies and insurance contracts - Good faith, breach of - Statutory provisions - Third parties - Uninsured motorist
A driver and his company, co-plaintiffs in an action against ICBC, were not successful in their action alleging breach of good faith by ICBC. ICBC counterclaimed to be reimbursed for amounts paid to settle third party injury claims.

Group Insurance

Insurance law - Group insurance - Accident and sickness insurance - Interpretation of policy - Exclusions - Intentional acts - Accidental means, definition - External and violent, definition
The respondent became infected with Type II Herpes Simplex Virus HSV-2 which caused transverse myelitis, an inflammation of the spinal cord resulting in paralysis from the waist down. He contracted the disease within weeks of infection resulting from unprotected sex. The Court of Appeal agreed with the chambers judge's finding that the condition fell within the respondent's group insurance coverage.

Liability insurance

Insurance law - Liability insurance - Directors and officers liability insurance - Exclusions - Pollution - Defence costs
An appeal by Liberty Mutual Insurance Co. of the decision of the Superior Court of Justice concerning directors' and officers' liability policy. The initial plaintiff, now respondent mining company, indemnified the directors and officers for defence costs they incurred in connection with a class action brought against them by shareholders for prospectus misrepresentation. This class action was settled. The plaintiff mining company looked to the insurer to cover the paid legal costs.

Life insurance

Insurance law - Life insurance - Policies and insurance contracts - Beneficiaries - Change of beneficiaries - Statutory provisions
An application by the executor to have a beneficiary designation under a life insurance policy varied pursuant to the Saskatchewan Insurance Act was allowed changing the beneficiaries from the children of the deceased into the estate of the deceased.

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